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Participation Criteria

To participate in the NCBE/SCIF Workers' Comp Group Program, the following criteria must be met:

  • The participant must be a NCBE member in good standing (dues are paid and current)
  • The business must be *eligible to participate in the following group program:
    641 -Construction Schedule
  • The participant must meet the following Loss Experience Criteria:
    • Loss ratio for the last two most recently completed policy years of 50% or less, and
    • Most recent Experience Modification of 110% or less
  • The participant must agree to the rules and regulations of the group program and sign the Employer Participation Agreement provided by NCBE upon notification of the account being placed in the group
  • The participant must cooperate with all safety efforts put forth on behalf of the NCBE Workers' Comp Trustees (NCBEWCT) and/or the designated State Compensation Insurance Fund (SCIF) Loss Control Representative
Participation in the NCBE Workers' Comp Program shall terminate any other Workers' Compensation group policy arranged by the firm or corporation. Participation shall not be assignable or transferable.